Question 1

Is Paddock a budgeting app?

Accepted Answer

No. Paddock is built around wealth tracking rather than day-to-day budgeting. The focus is on net worth, long-term progress and a clearer overall financial picture.

Question 2

Do I need to link bank accounts?

Accepted Answer

No. Paddock is manual-entry by design. That keeps the experience simpler, more deliberate and more private.

Question 3

Should pensions be included in net worth?

Accepted Answer

Many people include pensions because they are a major part of long-term wealth. What matters most is staying consistent in how you measure your position over time.

Question 4

How often should I update my numbers?

Accepted Answer

Monthly is enough for most people. The goal is not constant checking. It is a steady view of how your wealth is changing over time.

Net worth tracker UK