Question 1

Is Paddock automatic?

Accepted Answer

No. It is manual-entry by design. The difference is that the structure and review experience are cleaner than maintaining a spreadsheet over time.

Question 2

Why not just keep using a spreadsheet?

Accepted Answer

You can. Paddock becomes more useful when your current sheet feels harder to maintain, less readable, or too fragmented to support a calm long-term review.

Question 3

Can I still think in categories and accounts?

Accepted Answer

Yes. That is part of the point. Paddock keeps the structure without forcing you to build and maintain the structure yourself.

Question 4

Is this for budgeting?

Accepted Answer

No. It is for wealth tracking. The focus is on total net worth, long-term progress and a clearer overall financial position.

Spreadsheet alternative for net worth tracking